In the event an injured person is struck by a driver without adequate insurance then they may only have to turn to their own insurance policy for recovery. Unfortunately, many injured people in this situation realize that they are unfamiliar with the terms of their own insurance policies and don’t know what they are entitled to recover.
The investigation may also reveal if there are other responsible people for the crash
In that situation it’s important to have your insurance policy and facts of the crash investigated by lawyers on your behalf. The investigation will reveal the insurance options of the crash victim. The investigation may also reveal if there are other responsible people for the crash such as people who are guilty of negligent entrustment, dram shop violations or even vehicle defects or maintenance issues.
An underinsured motorist injury may require the victim to file a lawsuit against their own insurance company. When that happens, the insurance company fights those claims as vigorously as they can. Often times the victim of the crash is surprised that the company that they’ve paid hundreds and thousands of dollars in premiums treats them like a stranger – but all too often that’s exactly what happens.
If you or someone you know has been injured by an underinsured person, The DiCello Law Firm, will help you. We regularly work with some of the most accomplished experts in the country to obtain compensation for injuries you or a loved one has suffered. The DiCello Firm lawyers have successfully represented clients who have been seriously hurt or died as a result of underinsured motorists.